This tutorial takes an in depth look at Life, Health & Annuities so that the student can be prepared not only for their state exam but for their career in the insurance industry. The course includes a course map for easy navigation and three exams to help the student gauge their comprehension.
Topics covered in this course include:
Principles of life and health insurance, Policies, Contracts, Options, Riders, Beneficiaries, Premiums and Proceeds, Underwriting and policy issue, Group Life, Fixed and Variable Annuities, Social Security, Retirement plans, Medical Expense Insurance, Disability Income Insurance, Accidental Death and Dismemberment Insurance, Policy Provisions, Underwriting and Premiums, Group Health, HMOs, and State Laws. Legal Concepts of the Insurance Contract, Health Insurance, Health and Accident Insurance, Disability and Medical Reimbursement, Federal Regulations. Students using this course will be well prepared to be Insurance Agents.
Take this course if you have already received your 60-hour certificate but do not feel that you have learned the material necessary to pass the state licensing examination.